Mortgage Affordability Calculator
Inputs
44% TDS + CMHC
How it works: This tool uses a 44% TDS guideline, Canadian semi-annual compounding, and CMHC premium estimates when down payment is under 20%.
Calculations
Waiting for inputs
Max Affordable Mortgage
$ 0.00
Your Mortgage Needed
Including CMHC (if applicable)
$ 0.00
CMHC Premium
Estimated
$ 0.00
Required Payment
Based on qualifying rate
$ 0.00
TDS Ratio
Target up to 44%
0.00 %
GDS Ratio
Typical target up to 39%
0.00 %
Housing Allowance
44% of gross minus debts
$ 0.00